Small Business Health Insurance

Request Small Business Health Insurance Quotes or call us at (973) 971-0002

Providing health insurance to your employees is an important part of a well-run business. Our goal as group health insurance brokers is to shop the market to find the best plans with the most affordable premiums for your company's demographics and goals. We work mainly with businesses with 1-50 employees in New Jersey and New York. 

Our process is to obtain a company census, run quotes amongst the numerous insurance carriers, and identify the plan options that are the best fit for your group. We will then implement the plan and provide ongoing administrative services. 

One aspect that separates Spencer & Spencer from other brokers is we shop the market for you every year on renewal. It is in your best interest to do this and many brokers simply don't do it. If there are other options that we think are better, we will take the time to review them with you. There are many health insurance carriers we promote including:

New Jersey:

  • Aetna
  • AmeriHealth
  • Horizon Blue Cross Blue Shield of NJ
  • National General Benefits Solution
  • Oxford/United Healthcare
  • Starmark
  • PEO (Professional Employer Organization)

New York:  

  • Aetna
  • Emblem Health
  • Empire Blue Cross Blue Shield
  • Health Pass
  • Healthy NY
  • Oscar
  • Oxford/United Healthcare

The rules and regulations for small business health insurance can be difficult to understand, which is why many businesses come to Spencer & Spencer for professional guidance and support. We are proud to be a third-generation employee benefits firm and encourage you to utilize our knowledge and experience. We also can help you enroll in a policy through the Federal Healthcare Marketplace SHOP program.

Call us at (973) 971-0002 or send a request to have a specialist contact you to learn more about your health insurance options, request quotes or information, or ask any questions.




“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact or 1-800-MEDICARE to get information on all of your options.”