Client Testimonials

June 25, 2014


My association with Joe Spencer and his firm goes back for many years in the insurance and investments aspect of his business.  They have brought to my company and to me personally many advantages and alternatives not set forth by others in the industry.

Joe's staff have always been professional, knowledgeable and above all courteous in working with me as well as my employees when dealing with inquiries or concerns.

I would highly recommend Spencer & Spencer.

James King

Vice President of

F & S Distributors, Inc.

53M South Jefferson Road\

Whippany, NJ 07981



Northfield Construction Corp.

I have been working with Joe Spencer for the last 5 years.  Joe is extremely knowledgeable in medical insurance, life insurance and retirement planning.  I would recommend him and his staff to any individual or company in need of those services.

John Recchia

Northfield Construction Corp.

16 Ray Place

Fairfield, NJ 07004




September 9th, 2014

Atlantic Spine Center

I have had the distinct pleasure of working with Joe Spencer for our insurance needs.  During the past 2 years, Joe has walked me through tough decisions regarding medical insurance; he has explained in great detail and with countless patience the differences between medical plans.  Joe's expertise has also helped me with taking on the ever-important task of reducing cost and still being able to offer an affordable medical insurance plan to all of my employees.  I recommend that Joe and his staff provide their outstanding financial and insurance expertise to any individual or company in need of their services. 

Irina Eyzerovich

Finance Director/HR Specialist

Atlantic Spine Center

475 Prospect Avenue, 1st Floor

West Orange, NJ 07052




Control Instruments Corporation

Over the many years that Control Instruments has worked with Joe Spencer, he and his organization have provided top-notch service.  It is always a pleasure to work with Joe.

Chris Schaeffer


Control Instruments

25 Law Drive

Fairfield, NJ 07004


These testimonials may not be representative of the experience of other clients and is not indicative of future performance or success. This testimonial stems strictly from the client’s experience as an insurance and/or securities product customer.