Our Qualifications

Spencer & Spencer was founded in 1945.  Joe Spencer* joined the firm in May of 1974 after graduating from Holy Cross College.

In 1980, Joe received the professional designation of Chartered Life Underwriter through The American College.  This was followed by an additional designation of Chartered Financial Consultant administered through the same educational institution.

Since entering the industry, Joe Spencer has been affiliated with the Society of Financial Service Professionals, and has held the positions of both President and National Committeemen for the National Association of Insurance and Financial Advisors.

Joe has also spoken at various meetings and written numerous articles for the magazines associated with the Association of Financial Advisors.

Joe's children (Courtney and Derek) have also joined him in the firm and both a licensed professionals. Courtney joined the firm in 2006 and Derek joined in 2015.

Joe is licensed in the following states for Financial Advising as well as Life and Health: New York, New Jersey, Colorado, Rhode Island, Florida, Maine, Connecticut and Pennsylvannia.