Retirement Plans & Investments

Many businesses offer a company-sponsored retirement plan as a way to strengthen their employees’ financial well-being as well as to attract and retain their workforce. Our firm implements and services all types of retirement plans for businesses with 50 employees or less including:

  • 401(k) profit sharing plans
  • SIMPLE and SEP IRAs
  • Group IRAs
  • Pension Plans

There are a number of investment and retirement plan vendors such as ADP, Voya Financial, Fidelity Investments, and others we team up with to create the plan’s anatomy such as selecting investment options, creating participant accounts, and providing general plan administration services. Spencer & Spencer acts as the plan’s financial advisor and consultant.

Our role is to understand which vendor and type of retirement plan are the best fit for a business depending on the number of employees, amount of company contributions, and other factors. Once a plan is established, we hold educational workshops that focus on continuously educating employees on the ins and outs of retirement planning and giving them the opportunity to review their accounts with a professional. Our compensation is based on a percentage of assets in the plan.

We also work with clients individually on selecting and monitoring investments for their personal investment accounts, IRAs, and 529 college savings plans. Most people want to grow their money without the fear and worry of market fluctuations. One of our main goals is to develop investment strategies that focus on helping clients capture the upset potential of the market with the least amount of downside risk.

Whether you have money in a regular savings account, IRA, SIMPLE and SEP IRA, 401(k), or 529 college savings plan, our investment management services can be a good fit for you. The more prominent products and mutual fund companies we offer access to include:

  • ADP 401(k)
  • Alliance Bernstein
  • American Funds
  • Brinker Capital
  • Fidelity Advisor
  • Franklin Templeton
  • Goldman Sachs
  • Jackson National
  • JP Morgan
  • Lord Abbett
  • MFS
  • Oppenheimer Funds
  • Penn Mutual
  • PIMCO
  • SEI
  • T. Rowe Price
  • Vanguard
  • Voya Financial

We also represent 180 other mutual fund companies that are considered to be major companies in the marketplace. Call us at (973) 971-0002 or send us a message to tell us about your goals and learn more about our strategies.